How Our Legal Terms Apply to Your Account
When you open an account with us, you enter into a binding agreement governed by the terms published on this page. Every deposit — whether you use DANA, OVO, GoPay or QRIS — is processed under these terms, and the same rules apply to withdrawals, account
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closures and data requests. We update our policy when regulatory or operational changes require it; we notify you by email before any material change takes effect. Access to certain features depends on local law, and our system automatically adjusts what is available in your region. If
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you are accessing from Bandung, Medan or any other Indonesian city, the same national-level terms apply uniformly. We do not impose different fee structures per city; payment processing rules are set at account level and apply consistently across all QRIS, OVO, DANA and GoPay transactions.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.